SECURED CREDIT
Build a flexible and scalable secured credit program.
Galileo enables some of the most successful secured credit programs in the US and beyond, allowing businesses to help consumers build credit with confidence. Whether you're launching a secured credit card or enhancing an existing program, our flexible platform delivers the tools and expertise needed for success.
Customize your program
Create, launch and scale a secured credit program with market-tested APIs.
Galileo provides the building blocks for businesses to launch secured credit programs with the flexibility to support both traditional models and dynamic funding.
Galileo’s infrastructure supports real-time funding adjustments, transaction monitoring, and robust reporting to ensure a frictionless experience for businesses and consumers alike.
Dynamic Funding
Secured credit designed to meet diverse credit needs.
Galileo’s secured charge card model gives issuers greater control and minimizes risk. Cardholders fund their accounts dynamically, and balances must be paid in full each cycle — no revolving credit, no interest charges. Payments are reported to credit bureaus, helping customers build or rebuild credit responsibly.
Accessible Credit
Serve more customers with secured credit.
Lack of credit, thin credit, and poor credit can be barriers to financial independence. Galileo’s Secured Credit with Dynamic Funding offers a more flexible, modern approach to secured credit—allowing funds to adjust dynamically based on spending patterns while maintaining security and control.
Traditional Secured Credit
Go with the traditional or modern model.
With traditional secured credit, cardholders deposit funds that serve as collateral for their credit limit. Each billing cycle, they must pay off their balance — a practice that encourages healthy credit habits and responsible spending while minimizing issuer risk. These payments are reported to credit bureaus, helping customers improve their credit scores over time.
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Launch a secured credit program that drives financial access and growth.
